Tax planning
The advice that saves tax has to arrive before the year ends
We look at the company and the personal position together, model the options and tell you what to do while there is still time to do it.
Who this is for
For decisions with a tax consequence
Directors deciding how to pay themselves, landlords weighing up incorporation, founders raising investment, families passing a business on, and anyone facing a large capital gain or a change in circumstances.
Planning is not a scheme. It is using the reliefs and allowances Parliament put there, in the way they were intended, and writing down why they apply to you.
Included in
- Twice yearly meetings in Company Premium
- Yearly planning call in Sole Trader Plus
- Standalone advice quoted as a fixed fee
- Annual review included in the Property Company package
What we do
Remuneration, property, growth and exit
Owner remuneration
The right mix of salary, dividends, pension contributions and benefits for your profit level, allowing for the £500 dividend allowance, the higher dividend rates from April 2026, the marginal relief band and the personal allowance taper.
Property
Whether to hold property personally or in a company after the mortgage interest restriction, incorporation relief, stamp duty on transfers, and the timing of disposals to use annual exemptions and lower rate bands.
Investment and growth
SEIS and EIS advance assurance, research and development record keeping, capital allowances including full expensing and the annual investment allowance, and share schemes for key staff.
Exit and succession
Business Asset Disposal Relief at 18%, share buy backs, holding company structures, family investment companies and inheritance tax reliefs on business and agricultural property.
Documented properly
Advice is written down with the legislation it relies on, so that if HMRC ever asks, the answer already exists on file.
How it works
Planned around your year end
Planning meeting
We look at the year to date figures and the decisions still open to you.
Written recommendations
What to do, why, what it saves and what the risks are, in plain English.
Rates review
When thresholds and rates change we revisit the plan and tell you what has moved.
Questions
Frequently asked
Is this tax avoidance?
No. It is using the reliefs and allowances that exist for the purpose, in the way they were intended. We do not sell schemes and we will tell you plainly when something is too aggressive.
Should I put my properties into a company?
It depends on your income, your mortgages, how long you plan to hold and whether the transfer qualifies for incorporation relief. We model it over five and ten years for your portfolio rather than giving a generic answer.
What is the optimum director salary this year?
It depends on whether you can claim the Employment Allowance and on your other income. We calculate it for your company each April rather than applying one number to everyone.
Can you help with a research and development claim?
We prepare the records and the numbers that support a claim and work alongside a specialist where the technical narrative needs one. We never take a percentage of a claim.
When is the best time to talk to you?
Two to three months before your year end. After the year end most of the useful options have already closed.
Ready to hand it over?
Book a free 30 minute call and we will tell you exactly what we would do and what it would cost.
Or just pick up the phone
+44 7456 385980info@taxmesh.co.uk
