Sector
Landlord accountants who plan the tax, not just report it
From your first buy to let to a portfolio held in a company. Making Tax Digital handled, reliefs claimed, disposals timed and the structure reviewed every year. From £35 a month.
What makes property different
Property tax has become a specialism of its own
Individual landlords can no longer deduct mortgage interest and get a 20% credit instead, which pushes many higher rate taxpayers into paying tax on profit they never made. Making Tax Digital now requires quarterly digital reporting for anyone over the threshold.
Capital gains on residential property must be reported and paid within 60 days of completion. The furnished holiday lettings regime has gone, changing the position for short lets. And the decision to incorporate turns on stamp duty, incorporation relief, lender consent and how long you plan to hold, so a generic answer is usually the wrong one.
Who we act for
Every kind of property business
Individual and joint landlords
One property or twenty, held personally or jointly with a spouse or partner, with the income and expenses split correctly between you.
Property companies
Special purpose vehicles, family investment companies and trading companies that hold property, with accounts, Corporation Tax and director planning.
Short lets and serviced accommodation
Airbnb and holiday lets, including the VAT question once income passes £90,000 and the position after the furnished holiday lettings rules ended.
Developers and flippers
Trading versus investment, VAT on conversions and new builds, and CIS obligations when you engage subcontractors.
Non resident landlords
UK property owned from abroad, the Non Resident Landlord Scheme and UK returns.
HMOs and commercial
Licensing costs, capital allowances on commercial property and the option to tax.
What we handle
Everything from the quarterly update to the exit
Digital property records and Making Tax Digital quarterly updates, property by property. Self Assessment property pages with the finance cost credit worked out correctly. Capital gains computations and the 60 day return, including private residence and lettings relief where they apply.
Property company accounts and Corporation Tax preparation. Incorporation reviews comparing both routes over five and ten years. Stamp Duty Land Tax on purchases and transfers, including the higher rates for additional dwellings and the company surcharge. VAT on short lets, conversions and commercial property.
Loan and mortgage set off, portfolio performance reporting and the accountant's certificates lenders ask for at remortgage.
Packages
- Landlord £35 a month for up to three properties
- Joint Landlords £55 a month
- Property Company £119 a month
- Capital gains return £299 one off
Watch the falling MTD thresholds
April 2027 brings in landlords with gross rents over £30,000 and April 2028 those over £20,000, which is most landlords with even a single property. The test is on gross rent before expenses, so a mortgage heavy portfolio can be loss making and still be caught.
Questions
Frequently asked
Should I hold property in a company?
It depends on your other income, your mortgages, how long you plan to hold and whether the transfer would qualify for incorporation relief. Stamp duty on the transfer is often the deciding factor. We model both routes over five and ten years on your figures.
How does mortgage interest relief work now?
Individual landlords cannot deduct finance costs from rental profit. Instead you get a tax reducer worth 20% of the interest. Higher rate taxpayers therefore pay tax on a profit figure that ignores most of their mortgage cost.
When do I have to report a property sale?
Within 60 days of completion for UK residential property where there is a gain, with the tax paid at the same time. The gain still goes on your Self Assessment return afterwards.
What happened to furnished holiday lettings?
The regime ended in April 2025. Short lets are now treated like other property income, which removes the capital allowances, the full mortgage interest deduction and the pension relevant earnings treatment that used to apply.
Do joint owners each need to report under MTD?
Yes. Each owner reports their own share, though there is simplified quarterly reporting for the expenses side of jointly owned property. Our Joint Landlords package covers both owners.
Speak to someone who knows property
Book a free 30 minute call and we will tell you what matters for your business and what it would cost.
Or just pick up the phone
+44 7456 385980info@taxmesh.co.uk
